were appointed Independent Financial Advisors of The Clarion Group Retirement and Dependants Benefits Scheme by Westerby Trustee Services Ltd.

Fees have been paid to Westerby Trustees Services Ltd & commission to Westerby Investment Management Services. WTSL's response to engaging a sister company, was to seek a "recommendation" for a Fund Management company. No response was given when questioned if the £32,000 commission covered any other tasks than a recommendation.

"Quote from WTSL" We believe that to ensure impartiality the company should not be authorised to provide financial advice.